The leader in providing access to affordable quality dental benefits
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Insuring Your Family’s Smiles
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600,000+
Access Points
With one of the largest network of providers in the country.
95%
Approval Rating
Approval rating based on our customer satisfaction surveys
1 Million
Happily Insured
Happily insured customers with FCL Dental
Welcome
to FCL Dental
First Continental Life & Accident Insurance Company (dba FCL Dental) is one of the largest independent, full-service dental benefits providers. Founded in 1998 to deliver innovative and high-quality dental managed care products to employer groups and individuals.
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News
ADA Recommends Earlier Fluoride Distribution for Children
It may be beneficial for children to be given fluoride even earlier than they receive it now, according to the...
Oral Health and Children
Oral Health and Children
• Early childhood caries (cavities) is the number 1 chronic disease affecting...
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FAQ
Why can't I view my spouse's claim history?
How do I order an ID card or order a replacement ID card?
Can I refer a dentist who is not in your network?
Do I pay my deductible to the insurance company or to the dentist?
Where can I request additional dental cards, enrollment forms or provider information?
When will I receive my FCL Dental cards and what do they look like?
Who do I contact to verify my Dental coverage?
If there an eligibility issue who do I contact?
Who do I contact if a member has a claim issue?
Why can't I view my spouse's claim history?
How do I order an ID card or order a replacement ID card?
Can I refer a dentist who is not in your network?
Do I pay my deductible to the insurance company or to the dentist?
Where can I request additional dental cards, enrollment forms or provider information?
When will I receive my FCL Dental cards and what do they look like?
Who do I contact to verify my Dental coverage?
If there an eligibility issue who do I contact?
Who do I contact if a member has a claim issue?
Why can't I view my spouse's claim history?
How do I order an ID card or order a replacement ID card?
Can I refer a dentist who is not in your network?
Do I pay my deductible to the insurance company or to the dentist?
Where can I request additional dental cards, enrollment forms or provider information?
When will I receive my FCL Dental cards and what do they look like?
Who do I contact to verify my Dental coverage?
If there an eligibility issue who do I contact?
Who do I contact if a member has a claim issue?
Why can't I view my spouse's claim history?
How do I order an ID card or order a replacement ID card?
Can I refer a dentist who is not in your network?
Do I pay my deductible to the insurance company or to the dentist?
Where can I request additional dental cards, enrollment forms or provider information?
When will I receive my FCL Dental cards and what do they look like?
Who do I contact to verify my Dental coverage?
If there an eligibility issue who do I contact?
Who do I contact if a member has a claim issue?